You never thought your bill problems would get so overwhelming ‑ high fuel costs, medical bills going through the roof, and prices on everything climbing higher and higher.
But before you knew it, things got out of control.
Contact Me Today.
Contact Me Today.
Maybe the credit card companies started raising the interest rates for no good reason. Maybe you fell behind a payment or two.
Maybe it wasn’t the credit cards ‑ it might have been the mortgage. One skipped payment and suddenly you’re looking down the barrel of a foreclosure and there’s no stopping the train.
Or medical bills. Or a job loss.
Like most people, you felt overwhelmed and didn’t know where to turn.
Debt management plans from legitimate credit counselors isn’t affordable, doesn’t cover every type of bill, and has no effect on mortgages.
Debt settlement is just shady, and you can get hit with a large debt forgiveness taxable income 1099 bill from Uncle Sam.
Letters came in the mail about workouts, forbearance, and a whole host of other “solutions.” But somehow none of them seem reliable. Fly‑by‑night operations as a rule don’t get good results.
(Odd, isn’t it, that none are located in Massachusetts where you could sue them if you had to?)
And every day, the phone calls and threatening letters keep piling up.
Stopped answering the phone?
Stopped opening the mail?
If this describes you, then maybe I can help explain your options.
The answer is not always bankruptcy, although it can be. Bankruptcy isn’t for everyone. It’s not a “one size fits all” solution, and it doesn’t involve waving a magic wand over your problems.
In fact, many of the people I meet aren’t candidates for bankruptcy at all. They come to see me, we go through their options, and we put together a plan of attack that helps them get back on their feet without bankruptcy.
For others, bankruptcy is the best way to go.
What’s right for you? You owe it to yourself to find out. Contact me by filling out the handy form on the right side of this page ‑ I’ll give you a call as soon as possible and we can start to figure it out. Together.
Don’t take my word for it ‑ read what my satisfied clients have to say about me!
Every client gets a survey at the end of their case because I want to do everything to improve your satisfaction. Read the results here.
